All of the following statements are true EXCEPT that _____.

All of the following statements are true EXCEPT that _____.
A、the theory of probability predicts the possibility of a certain misfortune to occur within a given period of time.
B、the theory of probability predicts special groups of people liable to become the victims of certain misfortunes
C、the thoery of probability helps people decide whether they should be insured or not.
D、the theory of probability determines the cost for a misfortune to be covered by the insurance.
【正确答案】：B