If banks charge higher interest on loans to property owners, how

If banks charge higher interest on loans to property owners, how will _____ that the housing market in China?
A、effect on
B、affect
C、effect
D、affect on
【正确答案】：B
【题目解析】：effect名词，影响；effect on常与have等词连用；affect动词，影响；没有affect on的表述
句意：如果银行对业主贷款收取更高的利息，将如何影响中国的房地产市场?